Question 1

How long does it take to get a quote?

Accepted Answer

The form takes about 3-5 minutes to complete. Once you submit, a licensed Marketplace agent reviews your information and reaches out within 24 hours with personalized plan options. If you need coverage faster, call us directly at (888) 270-3623 and a licensed agent can typically run quotes with you over the phone in 15-20 minutes.

Question 2

Is my personal information safe?

Accepted Answer

Yes. Your information is transmitted securely over HTTPS and stored in our protected CRM. We do not sell, rent, or share your information with third parties or data brokers. Your data is used only to match you with appropriate health insurance options. You can review our full privacy practices in our Privacy Policy.

Question 3

Will I get spammed with calls or emails?

Accepted Answer

No. Submitting this form connects you with one licensed agent from Marketplace Health, not a list of brokers, lead aggregators, or call centers. We will reach out to discuss your options, and you can opt out of further communication at any time. We do not sell your contact information to anyone.

Question 4

Do I have to talk to anyone, or can I enroll fully online?

Accepted Answer

You can shop and enroll fully online through HealthCare.gov, Pennie, or Get Covered NJ if you prefer. However, most people benefit from a 15-minute call with a licensed agent because we catch common mistakes that cost families thousands of dollars per year (wrong income estimates, doctor not in-network, missed cost-sharing reductions). The call is free and there is no obligation.

Question 5

Do I need to provide my Social Security number to get a quote?

Accepted Answer

No. You do not need to provide your Social Security number to receive a quote. We only ask for the information needed to estimate your subsidy eligibility and match you with plans: name, ZIP, household size, and projected income. SSN is only required at the actual enrollment step (handled through HealthCare.gov, Pennie, or Get Covered NJ), and only because federal law requires the marketplace to verify income and citizenship.

Question 6

What happens after I submit my quote request?

Accepted Answer

Three things happen: (1) Your request goes to a licensed Marketplace-certified agent in your state. (2) The agent reviews your household, income, and healthcare needs to identify plans that fit your budget and provider preferences. (3) The agent contacts you within 24 hours with a shortlist of options and can walk you through enrollment if you choose to move forward. There is no obligation and no cost to use our service.

Question 7

Can I save my information and finish the form later?

Accepted Answer

The form does not currently support saving and resuming, so plan to complete it in one sitting. If you need to step away, the easiest option is to call us at (888) 270-3623 and a licensed agent can take your information directly over the phone, then continue the conversation at a time that works for you.

Question 8

What if I do not qualify for a Marketplace plan?

Accepted Answer

Almost everyone qualifies for some form of coverage. If your household income is too low for Marketplace subsidies, you likely qualify for Medicaid (free coverage) or CHIP for children. If your income is too high for subsidies, you can still buy Marketplace plans at full price, or our agents can help you explore alternatives or employer-based options. Either way, our agents can point you in the right direction at no cost.

Get a Personalized Quote

Personal Information

Household Information

Dependents

Current Doctors

Your Doctors

Current Prescriptions

Your Medications

Additional Information

Common Questions About the Quote Process